General Terms and Conditions (GTC)

General Terms and Conditions (GTC) – WSI Wealth Systems & Intelligent Capital LTD (Cyprus)

WSI does not offer investment advice, portfolio management, or financial services subject to licensing obligations. All information is for educational or informational purposes only.

WSI Capital provides only educational content. Any reference to “copy trading” refers to learning from trade examples and strategies. We do not offer managed accounts, signal services, or investment recommendations.

WSI Wealth Systems & Intelligent Capital LTD, owned by Meikel Mokry (hereinafter referred to as “WSI”), is the operator of the website “WSI Capital”. This website provides users with information on trading, including but not limited to forex, stocks, and gold. Additionally, WSI offers users the opportunity to purchase a paid Wall Street VIP membership, which grants access to various additional benefits. Users may also acquire the right to participate in online remote courses. WSI’s services are intended exclusively for users who are of legal age.

§1Scope of Application

The following General Terms and Conditions (GTC) apply to all services provided by WSI.
The offers are directed exclusively at adults who are either consumers or business customers.

A consumer is any natural person who enters into a legal transaction for purposes that are predominantly outside their trade, business, or profession.

A business customer (entrepreneur) is any natural or legal person or a partnership with legal capacity who, when concluding a legal transaction, acts in the exercise of their trade, business, or professional activity.

§2 Contracting Parties, Conclusion of Contract

Contracts are concluded with WSI Wealth Systems & Intelligent Capital LTD, Owner: Meikel Mokry, Georgiou Karaiskaki 11–13, 7560 Larnaca, Cyprus –
unless the services concern third-party Copy Trading or Signal Services, which are technically provided via external platforms such as ZuluTrade or Duplikium and do not establish a contractual relationship with WSI in terms of portfolio management, investment advice, or trade execution.

The languages available for the conclusion of the contract are English and German.

WSI offers various paid coaching programs, market insights, and VIP memberships.

(1) The services offered on WSI’s website – particularly in the areas of coaching, copy trading (via third-party platforms), and Wall Street VIP memberships – do not constitute a legally binding offer, but rather an invitation to the user to submit their own binding offer to enter into a contract (invitatio ad offerendum).

Users may first select services without obligation and add them to a virtual shopping cart. After selecting an available appointment and entering the personal data required to process the order, the user submits a legally binding offer to purchase the services contained in the shopping cart by clicking the “Place order with obligation to pay” button.

A contract is only concluded once WSI expressly accepts this offer, for example by confirming the order or arranging the appointment.

(2) Before submitting their offer via the “Place order with obligation to pay” button, users are prompted to carefully review the information they have entered. They may view and modify their entries at any time before final submission.

To correct input errors prior to submitting the binding offer, the user may navigate back to previous steps using the status indicator in the checkout process or remove items from the shopping cart. Alternatively, the user may use the “back” button of their browser to return to the previous product page and make new entries.

3) The offer can only be submitted if the user has accepted these General Terms and Conditions by clicking the “Accept Terms and Conditions” button, thereby including them in their offer. In addition, the user must have acknowledged the information about the right of withdrawal (including the model withdrawal form) by clicking the “Right of Withdrawal / Model Withdrawal Form” button, which applies solely to consumers.

(4) Immediately after the user submits a binding offer by clicking the “Place order with obligation to pay” button, WSI sends an automated order confirmation via email, which also serves as acceptance of the offer. The purchase contract is concluded upon receipt of this confirmation email.

This confirmation email includes the contract text (comprising the order, General Terms and Conditions, right of withdrawal information, and model withdrawal form) and the key details of the order, provided on a durable medium (such as email or printed copy). The email can be printed using the “Print” function.

(5) The contract text is not stored by WSI and is therefore not accessible to the user after the conclusion of the contract. It is the user’s responsibility to save or print the contractual documents, particularly the order confirmation containing the relevant information.

(6) Note on the Use of Copy Trading Platforms:
In connection with the technical use of external platforms such as ZuluTrade or Duplikium for the automated replication of trading strategies, no contractual relationship is established between WSI and the user within the meaning of investment advisory, asset management, or any other regulated financial service.

WSI does not act as a financial service provider, investment advisor, or portfolio manager, and does not have access to client funds or trading accounts.
All trading decisions and their execution are made solely at the user’s own discretion and risk through external third-party providers.

WSI assumes no legal or financial responsibility for any consequences arising from the use of such third-party copy trading platforms.

§3 Services provided by WSI

WSI provides various services.

a) Use of the website www.wsi-capital.com

WSI offers users the option to register on the platform free of charge. Registered users can access and view selected content provided by WSI.

In addition, WSI offers paid Wall Street VIP subscriptions, which are available for a monthly fee. The specific features and services included in the Wall Street VIP plans can be found at:
👉 https://wsi-capital.com/en/shop-wsi/

b) Coaching Services Provided by WSI

Users may book coaching courses offered as online distance-learning programs. These courses are available individually and against a one-time payment.

The detailed content and services of each course are available at:
👉 https://wsi-capital.com/coachings

The coaching courses follow a structured instructional concept and are sequentially numbered. The first course begins with Class 1. Booking any subsequent course requires prior booking of the immediately preceding class.

§4 Subscription Periods and Cancellation Terms

The paid Wall Street VIP subscriptions models are offered as subscription-based services. Users may subscribe for a period of one (1), three (3), or twelve (12) months.

The one-month subscription automatically renews for an additional month unless it is terminated at least two (2) weeks before the end of the contract period.
The three-month subscription automatically renews for an additional three months unless it is canceled at least one (1) month before the end of the term.
The twelve-month subscription automatically renews for another twelve months unless notice of termination is given at least two (2) months before the end of the term.
The right to ordinary termination is granted to both the user and WSI. The right to extraordinary termination for good cause remains unaffected.

§5 Usage Rights of Users in Relation to Content and Services Provided by WSI

The content and services provided on the WSI website are protected by copyright law. Any reproduction, distribution, public disclosure, or other use beyond the rights granted under the contract requires the prior express consent of WSI.

1)Usage Rights to Coaching Materials

WSI grants the user a non-exclusive, perpetual right of use, limited to the scope defined below.

This right includes, in particular:

loading the content into the working memory of the user’s device,
and using it in accordance with its intended private educational purpose.
The recording of live coaching sessions, whether in whole or in part, is prohibited without the prior written consent of WSI.

Copyright notices, serial numbers, and other identifying features may not be removed or altered.

Unless expressly agreed otherwise, it is not permitted to:

modify or edit the content,
publicly perform or make it publicly accessible,
distribute it to third parties, especially by making it available for download,
or reproduce the content beyond what is necessary for its intended use.
These restrictions apply equally to parts and excerpts of the content.

Continued Access to Telegram Channels After Cancellation:
After termination of a paid subscription (e.g., the “Wall Street VIP” program), the user is required to promptly leave all associated Telegram channels and chats. If the user remains in any of these groups and continues to consume content despite the cancellation, we reserve the right to charge an additional fee for the extended usage based on the original subscription terms.

2)Usage Rights for Wall Street VIP Subscriptions

The user is granted simple, non-transferable usage rights to the content made available under the Wall Street VIP subscription.

These rights include loading the content into the working memory of one or more of the user’s personal devices and using it for its intended purpose of basic review and personal reference.

Unless expressly agreed otherwise, it is not permitted to:

modify or edit the content,
publicly perform or make it publicly accessible,
share it with third parties, especially by offering it for download,
or reproduce it beyond what is covered by intended personal use.
These restrictions also apply to parts and excerpts of the content.

§6 Contractual Penalty for Violation of the Granted Rights of Use

Users who, in violation of the granted usage rights, make coaching content or content provided in the Wall Street VIP subscription areas accessible to third parties – in particular, but not limited to, via social media platforms such as YouTube, Telegram, or Facebook – will be subject to civil and criminal prosecution by WSI.

The user and WSI agree that in the event of such unauthorized distribution, a contractual penalty of EUR 10,000.00 (in words: ten thousand euros) shall be payable. WSI expressly reserves the right to claim further damages. In such a case, the contractual penalty will be offset against any additional claim for damages.

§7 User Obligations

(1) Users agree not to violate any applicable legal provisions or contractual terms when using WSI’s services, including but not limited to the use of the website, participation in coaching programs, and use of social media channels such as Telegram or Instagram.

In particular, users undertake not to infringe upon the rights of third parties through their own content. This includes, but is not limited to, copyrights, patent rights, and trademark rights.

(2) Users agree to keep the access credentials required for individual login strictly confidential. These credentials must not be shared with third parties. In the event of any suspicion that third parties may have gained knowledge of the access credentials, users are obliged to notify WSI immediately.

(3) If the user, by distributing certain content via WSI’s services – including WSI’s social media channels – culpably infringes the rights of a third party and simultaneously breaches obligations under these Terms and Conditions, the user shall be obligated to indemnify WSI against any justified claims asserted by such third parties.

The indemnification obligation also includes the necessary legal defense costs incurred by WSI.

§8 Liability

(1) User claims for damages are excluded. This does not apply to claims for damages arising from injury to life, body, or health, or from the breach of essential contractual obligations (cardinal obligations), as well as liability for other damages resulting from intentional or grossly negligent breaches of duty by WSI, its legal representatives, or agents, or in cases of fraudulent intent.

Essential contractual obligations are those whose fulfillment is necessary to achieve the purpose of the contract.

(2) In the event of a breach of essential contractual obligations, WSI shall only be liable for the contract-typical, foreseeable damage if such breach was caused by simple negligence, unless the user’s claims for damages arise from injury to life, body, or health.

(3) The provisions of the German Product Liability Act (Produkthaftungsgesetz) remain unaffected. The above limitations of liability also do not apply in cases involving warranties.

§9 Risk Notice and Disclaimer of Liability

WSI provides training and informational content exclusively related to the topic of trading financial products. Users who engage in trading financial products do so on their own account and at their own risk.

Important: Trading in financial products involves significant risk of loss. It is possible that users may lose the entire capital invested.

Before making any decisions related to trading financial products, users should ensure they are fully informed about the opportunities and risks associated with such investments. Past performance of a financial product is not indicative of future results.

Neither the information provided in WSI’s courses nor the market analyses constitute a recommendation or encouragement to enter into or refrain from specific trades or investments. Where different courses of action are presented in courses or analyses, they are provided by WSI to the best of its knowledge and belief.

However, WSI assumes no liability for the accuracy, completeness, or coherence of the information provided.

For more detailed information, please visit https://wsi-capital.com/haftungsausschluss-und-risikohinweis/.

§10 Payment

The following payment methods are available:

(1) Payment can be made using Visa, MasterCard, or American Express

If you choose to pay by credit card, the payment will be processed via the payment service provider “Stripe.” The required data (card number, expiration date, and security code) will be transmitted in encrypted form to the payment provider and will not be visible to the website operator.

Stripe Payments Europe Ltd is certified according to the Payment Card Industry Data Security Standard (PCI DSS) and is subject to the Safe Harbor Framework. The payment provider may transfer, process, and store personal data outside the EU if necessary to process the payment. Stripe is solely responsible for the processing of this data.

Stripe Payments Europe Ltd
Block 4, Harcourt Centre
Harcourt Road
Dublin 2
Ireland

For further details regarding payments processed via Stripe, please refer to the terms and privacy policy of the payment provider at: https://stripe.com/de/terms.

(2) We also offer payment via PayPal

During the order process, you will be redirected to the website of the online payment provider PayPal. In order to pay the invoice amount via PayPal, you must be registered there (or register first), authenticate with your login credentials, and confirm the payment instruction to us.

After placing your order in the shop, we will instruct PayPal to initiate the payment transaction. The payment will then be processed automatically by PayPal immediately thereafter. Further information will be provided during the checkout process.

If you choose to pay via PayPal or PayPal Express, the bank details stored with PayPal will be used to process the payment. The website operator has no access to this data.

PayPal (Europe) S.à r.l. et Cie, S.C.A. is subject to the Safe Harbor Framework. The payment provider may transfer, process, and store personal data outside the EU if necessary for payment processing. PayPal is solely responsible for the processing of this data.

PayPal (Europe) S.à r.l. et Cie, S.C.A.
22-24 Boulevard Royal
L-2449 Luxembourg
Luxembourg

For further details regarding payments via PayPal, please refer to the terms and privacy policy of the payment provider at: https://www.paypal.com/de/webapps/mpp/ua/privacy-full.

(3) SEPA Direct Debit

By placing your order, you grant us a SEPA direct debit mandate. We will inform you of the date on which your account will be debited (so-called pre-notification). Upon submission of the SEPA direct debit mandate, we instruct our bank to initiate the payment transaction. The payment will be processed automatically and your account will be debited accordingly.

The account will be debited prior to the dispatch of the goods. The pre-notification period regarding the debit date is a maximum of 48 hours.

§11 Right of Withdrawal

Consumers are entitled to the statutory right of withdrawal as described in the cancellation policy. Entrepreneurs are not granted a voluntary right of withdrawal.

Right of Withdrawal

You have the right to withdraw from this contract within fourteen (14) days without giving any reason. The withdrawal period is fourteen days from the day the contract is concluded.

To exercise your right of withdrawal, you must inform us (WSI Wealth Systems & Intelligent Capital LTD, Owner: Meikel Mokry, Georgiou Karaiskaki 11-13, 7560 Larnaca, Email: info@wsi-capital.com) by means of a clear statement (e.g., a letter sent by post, fax, or email) of your decision to withdraw from this contract. You may use the attached model withdrawal form for this purpose, but its use is not mandatory.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning the exercise of the right of withdrawal before the withdrawal period has expired.

Consequences of Withdrawal

If you withdraw from this contract, we shall reimburse all payments we have received from you, including delivery costs (except for any additional costs resulting from your choice of a delivery method other than the least expensive standard delivery offered by us), without undue delay and at the latest within fourteen (14) days from the day on which we receive notice of your withdrawal from this contract.

We will use the same means of payment that you used for the original transaction, unless expressly agreed otherwise with you; under no circumstances will you be charged any fees for this reimbursement.

If you requested that the services begin during the withdrawal period, you shall pay us an appropriate amount corresponding to the proportion of the services already provided up to the point at which you inform us of your decision to withdraw from this contract, relative to the total scope of the services provided for in the contract.

End of withdrawal information

Special Notes

The right of withdrawal expires in accordance with Section 356 (4) of the German Civil Code (BGB) in the case of a contract for the provision of services, even if the trader has fully performed the service and only began performance after the consumer had given their express consent and acknowledged that they would lose their right of withdrawal upon complete fulfillment of the contract by the trader.

Model Withdrawal Form

(If you wish to withdraw from the contract, please complete this form and return it to us.)

– Wealth Systems & Intelligent Capital LTD., Owner: Meikel Mokry, Georgiou Karaiskaki 11-13, 7560 Larnaca, E-Mail: info@wsi-capital.com:

– I/we () hereby withdraw from the contract concluded by me/us () for the purchase of the following goods () / the provision of the following service ():

— Ordered on () / received on ()

– Name of consumer(s)

– Address of consumer(s)

– Signature of consumer(s) (only if this form is submitted on paper)

– Date
________

(*) Delete as appropriate.

§ 12

Information on Online Dispute Resolution

The EU Commission provides a platform for online dispute resolution (ODR), which is available at the following link: https://ec.europa.eu/odr.
This platform serves as a contact point for the out-of-court resolution of disputes arising from online purchase or service contracts in which a consumer is involved.

We are neither obliged nor willing to participate in a dispute resolution procedure before a consumer arbitration board.

Terms and Conditions for Trading Signal Services

WSI Wealth Systems & Intelligent Capital Ltd, represented by owner Meikel Mokry (hereinafter “WSI”), operates the website “WSI Capital.” On this platform, users can access information related to trading, including but not limited to Forex, stocks, and gold.

WSI also offers users the option to purchase a paid Wall Street VIP membership, which provides access to various additional features and benefits. Furthermore, users may acquire the right to participate in online distance learning courses.

WSI’s services are intended exclusively for users of legal age (18 years or older).

§1 Scope of Application

All offers, use of services, and contractual relationships with WSI Wealth Systems & Intelligent Capital Ltd, owner Meikel Mokry (hereinafter “WSI”), relating to the “WSI Capital Wall Street VIP subscriptions” are governed by these General Terms and Conditions, insofar as they concern signal provision.

These Terms and Conditions become binding upon the user once the user has given their consent.

§2 Subject Matter of the Contract, Description of Services

1)Information

WSI provides information on Forex market trading (and other instruments) via the website www.wsi-capital.com, its associated subpages, and through content delivered as part of subscription services.

These contents are provided solely for informational purposes, regardless of the form in which they are delivered. All content, irrespective of its specific or interpretative nature, is considered part of the contract solely with respect to its informational value.

The information is not intended to replace, in whole or in part, the user’s or any third party’s own investment decision-making.

The main information provided consists of trading signals related to the forex market. These key pieces of information are exemplary excerpts and situations taken from the personal investment decision-making process of Meikel Mokry, the owner of WSI, which cannot be directly or indirectly duplicated by others.

The signals are made available exclusively to subscribers and therefore only to a specific group of individuals.

2)No Offer to Trade, No Intermediation, Advice, Recommendation, or Financial Services

The content provided does not constitute an invitation to buy, hold, or sell securities or other financial instruments/products, nor is it intended to facilitate such transactions. WSI does not establish any individual advisory or information relationship with the user.

All content is neither individual nor general legal, tax, investment, or other advice, and cannot replace such services. No personal or general investment recommendation is given, nor is any other financial service provided.

The use of WSI’s informational services as the basis for personal investment decisions is not part of the agreement and is not the subject matter of the contract.

Any use of the information provided for the purpose of making one’s own investment decisions is at the sole risk of the user and excludes any liability on the part of WSI

3)Independent Investment Decision

Any use of the content for financial decision-making remains solely the independent and personal responsibility of the user or any third party. This also applies to other decisions with financial implications.

In this context, we recommend obtaining prior individual investment advice tailored to the user’s financial situation and investment objectives.

§3 Offer and Conclusion of Contract, Commencement of Services

The signal service is provided by way of a subscription.

The description of the signal service on the website constitutes a non-binding invitation to the user to submit an offer. By ordering the subscription, the user makes an offer to WSI to conclude a subscription agreement for the signal service. A mandatory prerequisite for this is the user’s consent to these Terms and Conditions. Without such consent, the offer will not be accepted. If acceptance occurs despite the absence of consent, such acceptance shall be deemed invalid.

After placing the order, the user will receive an email containing access credentials to the Telegram signal channel. This email constitutes acceptance of the offer and thus marks the conclusion of the contract.

The contract is concluded with Meikel Mokry as owner of WSI Wealth Systems & Intelligent Capital Ltd, Georgiou Karaiskaki 11–13, 7560 Larnaca. The language available for the conclusion of the contract is English or German.

The service will commence upon full receipt of payment.

§4 Prices and Services

The price agreed upon at the time of contract conclusion applies and includes statutory value-added tax (VAT). The prices are one-time payments for the contractually agreed minimum term.

The exact scope and content of the services offered are defined by the service descriptions provided on the website, which apply in conjunction with these Terms and Conditions.

§5 Term and Termination

Starting from the date of full payment, the contract terms specified in the respective subscription agreement shall apply.

If a minimum contract term is agreed upon, the contract shall automatically renew for the same contractual term after the initial period, unless either party terminates the contract in writing (via email or post) with a notice period of four weeks prior to the end of the minimum term or the current renewal period.

Early termination of the contract before the end of the agreed minimum term is generally not permitted. WSI reserves the right to approve early termination on a case-by-case basis. There is no legal entitlement to such approval. The right of either party to terminate the contract for good cause remains unaffected.

Upon the effective date of termination, the contractual relationship ends. The user is no longer permitted to use the service or access the platform after the end of the contract. WSI reserves the right to deactivate or block access credentials as soon as the termination becomes effective.

§6 Withdrawal and Cancellation Policy

If the user is a consumer, they may be entitled to a statutory right of withdrawal. WSI provides the following information regarding this right:

C A N C E L L A T I O N P O L I C Y

You have the right to withdraw from this contract within fourteen (14) days without giving any reason.
The withdrawal period is fourteen (14) days from the date the contract is concluded.

To exercise your right of withdrawal, you must inform us at:

WSI Wealth Systems & Intelligent Capital Ltd

Owner: Meikel Mokry
Georgiou Karaiskaki 11–13
7560 Larnaca
Email: info@wsi-capital.com

You must inform us of your decision to withdraw from this contract by means of a clear statement (e.g., a letter sent by post or an email). You may use the attached model withdrawal form for this purpose; however, it is not mandatory. This form will be provided as an email attachment upon acceptance of the offer.

To meet the withdrawal deadline, it is sufficient for you to send the notification concerning the exercise of the right of withdrawal before the withdrawal period has expired.

Consequences of Withdrawal

If you withdraw from this contract, we shall reimburse all payments we have received from you, including delivery costs (with the exception of any additional costs resulting from your choice of a delivery method other than the least expensive standard delivery offered by us), without undue delay and at the latest within fourteen (14) days from the day on which we are informed of your decision to withdraw from this contract.

We will carry out the reimbursement using the same means of payment you used for the original transaction, unless expressly agreed otherwise with you; in no event will you be charged any fees for this reimbursement.

If you requested that the services begin during the withdrawal period, you shall pay us an appropriate amount corresponding to the proportion of the services already provided up to the point at which you inform us of your decision to withdraw from this contract, relative to the total scope of services provided for in the contract.

§7

Due Date, Invoicing, and Payment

The price for the respective contract period of the signal service is to be paid in advance and without delay, but no later than 14 days after receipt of the invoice. Invoicing and final payment instructions will be sent via email. If payment is not received within the aforementioned period, the user will be in default.

The following payment methods are available:

1)Payment by Visa, MasterCard, and American Express

If you choose to pay by credit card, the payment will be processed via the payment service provider “Stripe.” The required data (card number, expiration date, and security code) will be transmitted in encrypted form to the payment provider and will not be visible to the website operator.

Stripe Payments Europe Ltd is certified in accordance with the Payment Card Industry Data Security Standard (PCI DSS) and is subject to the Safe Harbor Framework. The payment provider may transfer, process, and store personal data outside the EU if necessary for processing the payment.

Stripe alone is responsible for the processing of this data.

Stripe Payments Europe Ltd
Block 4, Harcourt Centre
Harcourt Road
Dublin 2
Ireland

For further details regarding payments via Stripe, please refer to the terms and privacy policy of the payment provider at: https://stripe.com/de/terms.

2)Payment via PayPal

WSI does not generally offer PayPal as a payment method, but it may be made available upon individual request.

If you choose to pay via PayPal or PayPal Express, the bank account information stored with PayPal will be used for the transaction. WSI has no access to this data.

PayPal (Europe) S.à r.l. et Cie, S.C.A. is subject to the Safe Harbor Framework. The payment provider may transfer, process, and store personal data outside the EU if necessary for processing the payment. PayPal is solely responsible for the processing of this data.

PayPal (Europe) S.à r.l. et Cie, S.C.A.
22-24 Boulevard Royal
L-2449 Luxembourg
Luxembourg

For further details regarding payments via PayPal, please refer to the terms and privacy policy of the payment provider at: https://www.paypal.com/de/webapps/mpp/ua/privacy-full.

§8 Warranty

The statutory warranty provisions generally apply, with the following provisions:

Statements and descriptions regarding the services provided by WSI are to be understood exclusively as descriptions of the nature of the services and do not constitute guarantees or assurances of specific characteristics.

Any references to the subject matter of the services shall only constitute guarantees or legally binding assurances if they are expressly designated as such.

The content provided has been compiled with due care. However, no warranty is given for the accuracy, precision, or completeness of the information. Assessments reflect the opinion of WSI at the time of publication.

Content relating to the potential future price development of financial instruments does not constitute a guarantee or warranty regarding the accuracy of those prices or their development, nor of any potential profits.

For third-party content, WSI does not warrant or guarantee its accuracy, completeness, timeliness, or correct sequencing.

§9

Liability and Disclaimer

1)General Liability

(a) WSI’s liability for breaches of contractual obligations and for tortious claims is limited to intent and gross negligence. This limitation does not apply in cases of injury to life, body, or health of the user, or in the event of claims arising from the breach of cardinal obligations—i.e., obligations that are essential to the nature of the contract and whose breach would endanger the achievement of the contractual purpose.

In such cases, WSI shall be liable for any degree of fault.

(b) The above limitation of liability also applies to breaches of duty caused by our agents or vicarious agents through slight negligence.

(c) To the extent that liability for damages not resulting from injury to the life, body, or health of the customer is not excluded in cases of slight negligence, such claims shall become time-barred within one year from the date on which the claim arises.

(d) To the extent that our liability for damages is excluded or limited, this also applies to the personal liability for damages of our employees, staff, representatives, and vicarious agents.

(e) The provisions of the Product Liability Act remain unaffected. The above limitations of liability do not apply in cases involving warranties.

2) Breach of Contract

Any use of the content provided by WSI beyond its intended purpose as mere information constitutes a breach of contract and is carried out at the user’s own responsibility, without establishing any liability on the part of WSI. Accordingly, WSI assumes no liability for the user’s own investment decisions.

3) Data Loss

If the user’s damages result from a loss of data, WSI shall not be liable—regardless of any potential involvement—if such damages could have been avoided by proper, regular, and complete backup of all relevant data by the user.

4) Links

WSI assumes no liability for the content of external links. The operators of the linked pages are solely responsible for their content. Liability of WSI for the content of such websites is excluded to the extent permitted by law.

§10 User Obligations

Users agree not to violate any applicable laws or contractual provisions when using WSI’s services, including but not limited to the use of the website and other media such as Telegram, Instagram, etc. In particular, users undertake not to infringe on the rights of third parties through their own content, including copyrights, patents, and trademarks.

Users further agree to comply with data protection obligations and to carefully check emails sent to WSI for viruses.

Upon registration, users commit to keeping their access credentials confidential, not disclosing them to third parties, and immediately informing WSI if there is any suspicion that third parties may have obtained knowledge of these credentials.

If a user culpably infringes the rights of a third party through the distribution of certain content via WSI’s services—including media used by WSI, particularly Telegram—and simultaneously breaches obligations under these Terms and Conditions, the user shall indemnify WSI against any justified claims asserted by such third parties. This indemnification obligation also includes the necessary costs for WSI’s legal defense.

§11 Industrial Rights, Prohibition of Sharing and Commercial Use, and Contractual Penalties

The WSI website, including its underlying software and database, as well as the content provided under the contractual relationship, are protected by copyright. The provision of usage rights does not constitute a waiver of these copyrights.

The website and its content may only be used in the manner prescribed by WSI. This applies in particular to the retrieval of content generated via the database on the website. Exhaustive or probing access to the database is not permitted. Automated access to the database content is also prohibited.

Paid content may only be used by the contracting party for personal, private use. Analog, digital, or any other form of reproduction, copying, modification, distribution, transmission, publication, or exploitation of paid content beyond this scope is prohibited.

Furthermore, commercial use of the website and all content in dealings with third parties is not allowed.

For each case of culpable violation of the above prohibitions, a contractual penalty of EUR 5,000 shall be agreed upon. The aggregation of multiple individual cases into a single legal unit is excluded (exclusion of continuation).

The contractual penalty shall not be credited against an enforceable claim for damages. This contractual penalty clause does not preclude WSI from asserting further claims.

§12 Risk Notice

The content available to users from WSI is expressly not intended for persons located in countries where the provision or access to such content is prohibited, in particular not for U.S. persons as defined by Regulation S of the U.S. Securities Act of 1933, as well as persons in the United Kingdom, Northern Ireland, Canada, and Japan. Each user is solely responsible for informing themselves about any such restrictions prior to accessing the website and entering into a contract, and for complying with them.

It should be noted that past positive performance of a financial instrument is by no means indicative of future returns.

Every investment in financial instruments carries significant risks. Due to political, economic, or other changes or events, substantial losses in value may occur, including the total loss of invested capital or—in the case of certain financial instruments—losses exceeding the invested capital. Exchange rate fluctuations may additionally affect gains and losses. Before making investment decisions, users should carefully inform themselves about the opportunities and risks associated with the financial instrument.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Forex trading carries a high risk of losing money rapidly due to leverage. You should consider whether you understand how Forex trading works and whether you can afford to take the high risk of losing your money.

The content provided by WSI is solely for informational purposes. It does not constitute investment advice and is not intended to replace such advice. Furthermore, the information does not represent an investment recommendation. Any use of the content beyond its purpose as mere information is not part of the contract and is carried out at the user’s own responsibility without creating any liability for WSI. Accordingly, WSI assumes no liability for the user’s own investment decisions.

Every investment in financial instruments involves significant risks. Due to political, economic, or other changes or events, substantial losses in value may occur, including, in the worst case, a total loss of the invested capital or— for certain financial instruments— losses exceeding the invested capital. Exchange rate fluctuations may additionally affect gains and losses. Before making investment decisions, users should carefully inform themselves about the opportunities and risks associated with the financial instrument.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Forex trading carries a high risk of losing money rapidly due to leverage. You should consider whether you understand how Forex trading works and whether you can afford to take the high risk of losing your money.

Furthermore, we refer you to our Terms and Conditions (AGB), which you have already agreed to.

§13 Amendment of the Terms and Conditions

WSI reserves the right to amend these General Terms and Conditions and Terms of Use at any time with effect for the future. If WSI changes these Terms and Conditions after the user has initially accepted them, the new provisions shall only become effective upon the user’s consent. Consent shall also be deemed given if the user continues to use WSI’s services after becoming aware of the changes.

§14 Form of Declarations

Legally significant declarations and notifications that the user must submit to WSI or a third party must be made in writing.

§15 Place of Performance, Choice of Law, Jurisdiction

Unless otherwise agreed, the place of performance and payment shall be the registered office of WSI in Larnaca, Cyprus.

This contract is governed by the laws of the Republic of Cyprus, unless mandatory consumer protection provisions in the country of the consumer’s habitual residence take precedence (Art. 6(2) Regulation (EC) No 593/2008 – Rome I).

The application of the United Nations Convention on Contracts for the International Sale of Goods (CISG) is excluded.

If the user has no general place of jurisdiction in Cyprus or another EU Member State, the exclusive place of jurisdiction for all disputes arising from this contract shall be the registered office of WSI in Larnaca, Cyprus.

If the user is a merchant, a legal entity under public law, or a special fund under public law, the exclusive place of jurisdiction shall also be Larnaca, Cyprus.